Money Matters

Fools spend whatever they get.
Proverbs 21:20 Proverbs

Rather than exercising financial discipline, the Bible says, "Fools spend whatever they get."
Here are some of their excuses:
(1) "I'm okay, I'm making ends meet." That's like saying you feel great carrying too much weight. Debt is putting a strain on you, whether you notice it or not. God says, "Pay all your debts" ( Romans 13:8), because when you're over-committed, one financial slip can spell disaster.

(2)"Interest rates are low, why worry?" Why? Because when rates increase -and they do - property values can decrease, and a hefty mortgage may mean owing more than your property is worth. Plus, when your debt-to-income ratio is too high it stops you from obtaining future credit.

(3) "I plan to work till I drop." What'll happen if you can't work? Instead of just working to pay off debt, put your money to work for you. The sooner you develop a wise investment strategy, the better." A good man leaves an inheritance for his children's children" (Proverbs 13:22 ).

(4) "It's my partner's fault." Money can fuel your best dreams or your worst nightmares. It's the main reason couples argue, and the leading cause of divorce.
Solomon says, "There is treasure...in the dwelling of the wise." Freedom from financial pressure means that, instead of always arguing about money, you can plan how to allocate it.
So get on the same page, create a financial plan you can both live with - and involve God by honouring Him with a tithe of your income (Malachi 3:10). Having God's input on your investments and His blessing on your finances is the only way to go!